1. Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms and Conditions Agreement ("Agreement") with respect to our website (the "Site"). By accessing www.oabfl.com, you agree to be bound by these terms. If you do not agree, please discontinue use of the Site.

2. Information on Site

The Site is for convenience and informational purposes only. The content on the Site is not an offer to sell or buy any product or service, and does not constitute advice or recommendations. Oak & Anchor Builders endeavors to provide current and accurate information on the Site. Nevertheless, misprints or other errors may occur. Oak & Anchor Builders reserves the right to change prices, fees, and service details at any time and without notice. We cannot guarantee that all goods and services advertised on the Site will be available at all times.

3. Intellectual Property

The content, organization, graphics, design, compilation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. The copying, redistribution, use, or publication by you of any such materials or any part of the Site — except as allowed by Section 4 — is strictly prohibited. You do not acquire ownership rights to any content, document, or other materials viewed through the Site.

4. Limited License

You are granted a non-exclusive, non-transferable, revocable license to access and use our Site strictly in accordance with this Agreement. As a condition of your use of the Site, you warrant to us that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.

5. Restrictions and Prohibitions on Use

Your license for access and use of the Site and any information, materials, or documents therein are subject to the following restrictions. You may not:

• Copy, print, republish, display, distribute, transmit, sell, rent, lease, loan, or otherwise make available in any form or by any means all or any portion of the Site or any content and materials retrieved from the Site.
• Use the Site or any materials obtained from the Site to develop any information, storage and retrieval system, database, information base, or similar resource that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution mechanism.

6. Disclaimer

The information on this Site is provided on an "as is," "as available" basis. You agree that use of this Site is at your sole risk. We disclaim all warranties of any kind, including but not limited to any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will always be available, that access will be uninterrupted or error-free, or that any defects in the Site will be corrected. You assume the entire cost of all necessary repair or correction to any computer or other equipment arising from, connected with, or relating to your use of the Site. Oak & Anchor Builders is under no obligation to verify the identity of users of the Site.

7. Limitation of Liability

Under no circumstances, whether in contract, tort, or otherwise, shall Oak & Anchor Builders be liable for any direct, indirect, incidental, special, consequential, or exemplary damages that result from your use of, or inability to use, the Site. To the full extent permissible by law, you hereby release and discharge Oak & Anchor Builders and its agents, directors, officers, employees, information providers, service providers, suppliers, licensors, and licensees, and all other related, associated, or connected persons from any and all manner of rights, claims, complaints, demands, causes of action, proceedings, liabilities, obligations, attorney’s fees, costs, or disbursements of any nature and kind whatsoever, whether known or unknown, which arise from, relate to, or are connected with your use of the Site or inability to use the Site.

8. Text Communications

We may use your phone number to send you text messages (SMS) regarding our services, project updates, and scheduling. By providing your phone number, you consent to receive such communications from us. Message and data rates may apply. You can opt out at any time by replying STOP to any message you receive from us. You may also contact us directly at info@oabfl.com to request removal from our text messaging list. You have the right to access, correct, verify, change, or remove your personal information — contact us to make any changes.

9. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

10. Changes to Terms

We reserve the right to change these terms at any time by posting changes on the Site. Your continued use of the Site after such changes are posted will constitute your agreement to such changes.

11. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@oabfl.com